Structured deposit refers to the deposit embedded in financial derivatives absorbed by financial institutions. It is linked with the fluctuation of interest rate, exchange rate and the index, or with the credit situation of an entity, so that customers can obtain corresponding income on the basis of bearing certain risks. The structural deposit is usually designed as "deposit + option", which can obtain the opportunity to gain additional income on the premise of ensuring the minimum return. The development of personal structured deposit products has become a sharp tool for marketing in peak season.
Product advantages:
- The principal is guaranteed
- Structural deposit can guarantee the security of principal
- Income can be advanced, gain or retract
- Return on structured deposits = guaranteed return on commitment + additional return on investment
- On the premise of ensuring the minimum income, we should earn the additional income.
- The maturity of structured deposits is flexible.
- Rich product structure to meet different investment demands.
