IPACS Advanced Banking System
Product introduction
In order to improve the international competitiveness and anti risk ability of the financial industry, the Chinese government has made great efforts to improve the international competitiveness and risk management ability of the financial industry. IPACS (Beijing) Information Technology Co., Ltd. has introduced high-level experts from abroad with more than 30 years experience, and relying on its own experience in banking information technology services of more than 20 years in China and the Asia Pacific region, IPACS fully embodies the concept of customer-centered, interest rate and rate marketization, financial product innovation, all-round risk management, and business process optimization. It has developed a new generation of core with advanced technology framework, which is multi currency, supports 7 * 24-hour business, and has advanced technology framework The advanced banking system (ABS) can effectively combine the advanced ideas from abroad with the actual situation in China. After the successful implementation of rural credit system in Zhejiang Province in 2006, it was successfully launched in Shunde rural commercial bank in November 2012.
Product feature
Advanced architecture, fully modular design.
Based on advance and efficient online trading platform and batch processing platform;
With the concept of customer-centered and customer relationship oriented, it maintains a single all-round view of customer information for all applications and channels;
Support multi-level legal entity organizations and establish multi-level corporate general ledger.
Support floating interest rate, customers can easily set the benchmark interest rate, floating rate and various combinations of interest rates of multi-level legal entities.
Rapid financial product creation and product portfolio functions to meet the needs of different customers and rapid market expansion;
Integrated credit card module, supporting flexible card management mode, multiple interest and billing methods;
Comprehensive risk management, including credit risk and operational risk. The system adopts unified quota control, flexible authorization, review, early warning and other auditing functions.
Appropriate parameters and reuse design can improve the efficiency of secondary development and reduce the cost of future maintenance.
It integrates itools, an application development tool independently developed by IPACS, to provide customers with an efficient secondary application development platform, greatly improving the efficiency of customization and new module development, and supporting programming, program template, code generation, testing, version management, online management, and automatic document generation, etc.
The technology of pre start job, job pooling and job priority is adopted to realize load balancing, which can support the business with more than 5 million transactions per day and the transaction response time is less than 300 ms.
